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Finnable Loan App Review – Interest Rates – Processing Fees and Loan Types


In today’s fast-paced world, financial needs can arise unexpectedly, requiring a swift and reliable source of funding. This is where Finnable Loan comes to the rescue! In this post, we will explore the features, benefits, reviews, pros & cons and application process of Finnable Loan. Discover how this innovative lending solution can provide you with the financial flexibility you need.

Understanding Finnable Loan: A New Era of Borrowing

Finnable Loan is a modern lending platform that aims to simplify the borrowing experience. It offers a range of loan products designed to meet various financial needs, including personal loans, education loans, medical loans, and more. With Finnable Loan, you can expect a seamless and hassle-free borrowing process.

Quick and Convenient Application Process

Applying for a loan with Finnable is a breeze. By leveraging cutting-edge technology, Finnable has streamlined the application process, eliminating complex paperwork and lengthy approval times. Through their user-friendly online platform or mobile app, you can apply for a loan in just a few simple steps.

Flexible Loan Options to Suit Your Needs

Finnable Loan understands that every borrower is unique, with different financial requirements. That’s why they offer flexible loan options tailored to your specific needs. Whether you need a small loan for emergency expenses or a larger loan for a major life event, Finnable Loan has you covered.

Competitive Interest Rates and Transparent Terms

One of the key advantages of Finnable Loan is their commitment to transparent and competitive interest rates. They believe in providing borrowers with fair and affordable loan options. Before accepting a loan offer, you will have a clear understanding of the interest rate, repayment terms, and any associated fees.

Quick Approval and Disbursement

Finnable Loan understands the urgency of your financial needs. They strive to provide swift loan approval and disbursement processes. Upon successful verification and approval of your loan application, funds will be disbursed directly to your bank account, ensuring timely access to the funds you require.

Seamless Digital Experience

Gone are the days of physically visiting banks and filling out stacks of paperwork. Finnable Loan offers a seamless digital experience, allowing you to complete the entire loan process online. From application to documentation submission, verification, and repayment, everything can be conveniently managed from the comfort of your home or office.

User-Friendly Customer Support

Finnable Loan takes pride in their customer-centric approach. Should you have any queries or concerns regarding your loan application or repayment, their dedicated customer support team is readily available to assist you. You can reach out to them through multiple channels, including phone, email, or online chat.

Transparent and Secure Transactions

Finnable Loan places a strong emphasis on the security and confidentiality of your financial information. Their platform employs advanced encryption and security measures to ensure that your personal and financial data remains protected. You can have peace of mind knowing that your transactions with Finnable Loan are secure.

Finnable Loan Features

Finnable offers a user-friendly personal loan app, simplifying the process of obtaining urgent cash loans. The app features a straightforward registration process, eliminating the need for physical documentation.

Finnable Loan

No collateral or guarantor is required, and loans range from INR 50,000 to 1.50 lakh. With low-interest rates starting at 1.33% per month, quick loan disbursal, and no hidden fees, Finnable ensures transparency.

Repayment is made easy through automatic deductions from the registered bank account. The app provides a hassle-free experience for borrowers, making it a reliable choice for quick and convenient personal loans in India.

Finnable Loan Eligibility 

In order to be eligible for a personal loan, the applicant must fulfill certain criteria:

Age Requirement: 

The applicant should be within the age bracket of 21 to 60 years.

Indian Citizenship: 

The applicant must be a citizen of India.


The applicant should be currently employed in a private or government company.

Minimum Income: 

The monthly income should exceed Rs. 20,000 for Tier-I applicants and Rs. 15,000 for Tier-II applicants.

Bank Account Salary: 

The salary should be credited to the applicant’s bank account and not received in cash.

Profession-specific Eligibility:

 Professionals such as doctors, chartered accountants, and lawyers, along with employees of public and private limited companies, are eligible.

Maximum Age Limit: 

The age limit at the time of personal loan maturity should not exceed 60 years.

Finnable Loan Interest Rates and Processing Fees

When it comes to charges and fees, the Finnable personal loan app ensures transparency and affordability. Take a look at the details below:

  1. Competitive Interest Rate: Enjoy the benefit of starting with a low monthly interest rate of just 1.33%.
  2. Loan Processing Charges: A nominal fee of 4% is applicable on the sanctioned loan amount as processing charges.
  3. Interest on Overdue EMIs: In case of any delayed or missed EMIs, an interest rate of 2% per month will be charged on the outstanding principal loan amount or the overdue EMI.
  4. Loan Cancellation: While there are no additional fees for cancellation, the processing fees will be retained. Additionally, the accrued interest for the period between loan disbursement and cancellation will be payable.

Finnable personal loan app strives to provide borrowers with a fair and transparent borrowing experience by offering competitive interest rates and minimal charges. With no hidden costs, you can be confident that your loan journey with Finnable is both affordable and convenient.

How to Apply for Finnable Loan

Finnable, a well-known online platform for personal loans, offers same-day and fast loan disbursal. With the user-friendly Finnable personal loan app, available for free download on the Google Play Store, borrowers can conveniently apply for personal loans of up to Rs. 1.5 lakh. Here’s how you can make the most of the Finnable personal loan app:

  1. Download the Finnable personal loan app from the Google Play Store to your smartphone.
  2. Register using your email address and mobile number, and complete the One Time Password (OTP) verification.
  3. Provide your current address and Pincode to ensure accurate service.
  4. Grant necessary permissions to Finnable for a better user experience.
  5. Utilize the fast cash loan EMI Calculator to customize your loan according to your needs.
  6. Complete your Know Your Customer (KYC) information by submitting your PAN, Aadhar, or other legal documents (OVDs).
  7. Log in to your bank account to verify and link it to your Finnable profile.
  8. Click the submit button to initiate the loan application process.
  9. Set up the E-mandate or choose your preferred repayment option.
  10. Electronically sign the loan agreement with a single click.
  11. Once your loan is sanctioned, the approved amount will be immediately credited to your linked bank account.

Finnabl Loan App Reviews

Overall, the reviews of the Finnable personal loan app are a mixed bag, with both positive and negative experiences reported by users. Though this app is a new app, there is a lack of reviews, Only three reviews are available right now. Here is a summary of the outcomes from the reviews:

Smooth Process but Verification Issue:

 Some users expressed disappointment as they faced issues during the rent verification process. Despite the app showing verification as complete, their applications were rejected. This led to frustration, particularly because Finnable claims to process everything within 24 hours. Lack of customer support further added to the dissatisfaction.

Autodebit and Payment Challenges: 

A user reported facing difficulties with the autodebit feature for their EMIs. Despite having sufficient funds in their bank account, the EMIs were not debited, leading to late payment charges. The user had to pay the EMI manually through a shared link. Additionally, there were no options to pay EMIs within the app, causing inconvenience.

Fast Processing and Helpful Agents: 

On a positive note, a user had a super-fast loan approval experience with helpful agents. They appreciated the speed of the process and found it convenient to have automatic debit for loan repayment, avoiding the risk of missing payment deadlines and negatively impacting their credit scores.

While the Finnable personal loan app had some positive aspects, such as fast processing and convenient repayment options, there were also significant concerns regarding verification issues, lack of customer support, and challenges with autodebit and payment options. Users had mixed experiences, and potential borrowers should consider these factors before deciding to use the app.

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